• Career
  • Help
Home Insurance

What is home insurance?


Home insurance is there to make sure that when the unexpected happens at home, you won’t be faced with a huge bill to repair or replace your things. There are two main types of cover – buildings and contents, which you can buy combined or separately.



Step 1: Get a price in four minutes


Answer a few simple questions about you and your home and we’ll show you your unique quote.

Step 2: Personalise your cover


Choose from a range of covers and enhancements, from accidental damage to gadget and bikes – your price will update as you go.

Step 3: Buy your policy


Your cover can start right away, or on your chosen start date. Then manage your policy online – we don’t charge any admin fees for making changes to your policy or your cover.



Your home insurance quote checklist


You only need to answer a few simple questions for your personalised home insurance quote. If you’re getting buildings cover, this includes


  • Whether our assumptions are correct

    To speed things up, we base our quotes on some basic assumptions, like the number of bedrooms in your property and that it’s not a mobile home.


  • Your claim history

    You must tell us about any home insurance claims you or anyone to be insured have made in the last five years.


  • How much excess you’re willing to pay if you make a claim

    A higher excess could mean a lower premium – decide how much you’d be comfortable paying if you needed to make a claim. If you’re getting contents cover, as well as the above, you’ll need to tell us.


  • Whether you need more or less than £15,000 cover for your contents

    The level of contents cover you get depends on how much you have to insure – choose between £2,000 to £15,000, or enjoy unlimited cover.